The role of education in filling the gender gap in financial inclusion in low-income economies

Journal article


Sharif, S. P., Naghavi, N., Hassam Waheed and Ehigiamusoe, K. U. 2022. The role of education in filling the gender gap in financial inclusion in low-income economies. International Journal of Emerging Markets. pp. 1-36. https://doi.org/10.1108/ijoem-07-2021-0991
AuthorsSharif, S. P., Naghavi, N., Hassam Waheed and Ehigiamusoe, K. U.
Abstract

This study aims to investigate whether gender predicts financial inclusion and whether education can fill the gender gap in financial inclusion when controlling for the effects of supply side factors of financial inclusion in low-income economies. This study aims to investigate whether gender predicts financial inclusion and whether education can fill the gender gap in financial inclusion when controlling for the effects of supply side factors of financial inclusion in low-income economies. The findings provided support for the gender gap in financial inclusion using the most basic measure of financial inclusion. However, using formal savings and access to credit, the gender gap hypothesis is not supported. Moreover, the results revealed that education reduces the gender gap in the basic form of financial inclusion. However, this study could not find any significant difference between men and women’s financial inclusion in terms of saving at a bank or borrowing from a bank though men tend to save more than women informally. The current study contributes to the literature by examining the role of education in the relationship between gender gap and financial inclusion when controlling for the effects of heterogeneous infrastructure and the supply side factors of financial inclusion among the selected countries.

KeywordsFinancial inclusion; Gender gap; Education; Low-income
Year2022
JournalInternational Journal of Emerging Markets
Journal citationpp. 1-36
PublisherEmerald
ISSN1746-8809
Digital Object Identifier (DOI)https://doi.org/10.1108/ijoem-07-2021-0991
Web address (URL)https://doi.org/10.1108/IJOEM-07-2021-0991
Accepted author manuscript
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Open
Publisher's version
File Access Level
Restricted
Output statusPublished
Publication dates
Online05 Apr 2022
Publication process dates
Accepted2022
Deposited07 Jul 2022
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